Experience. Solutions. Results.

“Luminare” invokes light, transparency, and the dawn of new ideas and possibilities. It communicates our goal to be a shining light in healthcare every day, whether we’re helping self-funded employers manage their healthcare costs, supporting clients’ strategic growth goals through white-labeled back-office services, or empowering members to live their healthiest lives. 

What We Do

Our robust product and service catalogue highlights our commitment to innovation with a compassionate, member-centered touch. We offer flexible, nimble, and specialized solutions—all while maintaining long-term stability and scalability.

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Administration and Cost Containment

Bright ideas that bring savings

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Products and Solutions

Products designed with people in mind

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Digital Tools and Reporting

Medical, pharmacy, clinical and lifestyle data

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Back Office Administration

Supporting direct-to-employer initiatives

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Get to Know Luminare Health

Our name might be new, but we’ve been self-funding experts for over half a century. In that time, we’ve worked with employers and organizations of all sizes, from a diverse range of industries, each facing unique challenges we’ve helped solve. Our experience-honed consultative approach allows us to be builders and integrators who don’t believe in one-size fits all solutions.

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Luminare Health Medical Trend

Our expert claim analysts review high-cost claims to capture billing errors, waste and abuse, and to negotiate savings opportunities. The result is medical trend that is far below the industry benchmark.

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Direct-to-Employer Experience and Expertise

Luminare Health's funding experience and expertise in custom network administration makes us the ideal partner to support your health system’s employee benefit plan and any direct-to-employer (DTE) and community health benefit plan initiatives.

What can we build for you?

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Luminare Health: By the Numbers

We are one of the nation’s largest administrators of self-funded benefits plans. We handle billions of dollars in benefits each year on behalf of our clients.
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600+ clients and more than one million members

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50+ years of industry experience

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8+ years average client relationship

Self-funded health plan administration provided by Luminare Health

*Luminare Health trend is based on PEPY covered allowed medical claims for standard TPA business, excludes Rx claims, fees, and other costs. Benchmarks and our medical trend are not calculated on the same basis. Potential differences include but are not limited to: COVID impacts, inclusion of Rx benefits, fees, and other costs, some benchmarks are based on average expected trend rather than actual claims. All figures are calculated as a consolidated block or industry.

Luminare Health is not affiliated with Luminare, Inc.