Network Connections

The Right Fit for Your Business

With a robust selection of network connections, we can match you with the right network partners for you and your members.

We offer access to large national carrier, regional, local, and domestic hospital networks. And our numerous reference-based pricing solutions offer our clients even greater freedom and flexibility. 
The Right Fit for Your Business

40+ Network Connections

We have relationships with more than 40 carrier, narrow, and regional networks, including:
  • Aetna Signature Administrators PPO
  • Cigna OAP & PPO
  • First Health
  • MultiPlan
  • PHCS
We also offer access to ancillary transplant, dental, lab, oncology, and dialysis networks.


12 Preferred Stop-loss Providers

We'll help you find the right reinsurance—or stop-loss provider—for your business. Our preferred providers include:
  • Aetna
  • Berkley Accident & Health
  • Cigna
  • Granular Insurance
  • HM Insurance Group (HMIC)
  • IOA Re
  • Optum
  • Skyward Specialty Insurance
  • Sun Life Financial
  • Swiss Re Corporate Solutions
  • Tokio Marine (HCC) - Stop Loss Group (TMHCC)
  • Wellpoint Stop Loss
 

~40 Integrated PBM Vendors

We integrate with nearly 40 PBM vendors. And with our following preferred PBMs, we can offer preferred contract pricing:

  • CVS Caremark
  • Liviniti
  • Prime/Magellan
To learn more about the role PBMs play in employee health benefits, check out our whitepaper "Understanding Pharmacy Benefit Managers". 

 
Explore Whitepaper

Reference and Value-based Pricing Solutions

Reference-based pricing (RBP) is a great option for employers seeking a way to lower their claims costs. We work with AMPS, ELAP, HST, and ClearHealth Strategies to deliver four dynamic reference-based pricing models that can grow with employer needs and industry demands. 

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Full Replacement

Most aggressive
No primary network
No out-of-network programs
Balance bill protection

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Out-of-network

Keep primary network
Wrap network alternative 
Wrap PPO network with RBP for out-of-network claims

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Hybrid

First-year strategy
PPO for professional claims
RBP for facility claims with balance bill protection

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Dual-option

(Network + RBP)
Ultimate Flexibility 
Gives members a choice between a national PPO network plan or a full replacement RBP plan

Connect with a Luminare Health sales executive to learn more.













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