White Paper

Understanding Pharmacy Benefit Managers 

A Prescription for Savings

Amid rising costs and employer concerns about overall pharmacy cost trend, it’s more important than ever to consider the role that Pharmacy Benefits Managers play in employee health benefits. 

What are PBMs?
How do they deliver value for clients?
What is their business model?
How can employers be sure they have a good PBM?
How do they provide value to clients? 

Download our white paper to learn about these issues and more. 


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A Prescription for Savings

2025 Trend Outlook

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9–11%
Blended Rx1

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10–12% 
Non-specialty Rx1

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8–10% 
Specialty Rx1

Why Choose a Preferred PBM?

Click the video to learn how partnering with one of Luminare Health's preferred PBMs can bring your clients significant savings.

Deeper Discounts with Prime/Magellan Rx

Leveraging our preferred PBM contract with Prime/Magellan Rx, your clients can enjoy significant advantages including: 

  • Market competitive pricing with customizable benefit design and best-in-class contract terms
  • Benefit designs that are monitored for state or federal legislations
  • Traditional or transparent pricing options 
  • Sales and client management support
  • Access to programs that provide cost savings solutions while improving health outcomes
  • No fees for data integration for clients utilizing our contract
  • Annual market checks with improved pricing
  • Expedited client onboarding
  • Annual discount audits with money fully returned to clients
  

The Luminare Health Difference

We strive every day to empower clients to achieve their goals through our innovative benefit administration expertise and commitment to service excellence, while fostering a culture of empathy to support members on their journey toward optimal health.

Experience.

For over half a century, we’ve worked with employers and organizations of all sizes, from a diverse range of industries, helping them solve unique challenges. Our consultative approach, honed by years of experience, allows us to be builders and integrators who don’t believe in one-size fits all solutions.

Solutions.

We offer flexible, nimble, and curated solutions for telemedicine, cost and quality metrics, behavioral health, chronic condition management, population health management, reference-based pricing, stop-loss and more—all while maintaining long-term stability and scalability. 

Results.

Our extensive expertise, specialized solutions, and consultative approach illuminate the path to significant savings and growth for our clients and help their members enjoy their healthiest lives.

 

Learn More About What We Do

1Brown & Brown, 2024 Employee Benefits Market Trends Report